01
Unauthorized debit transactions
Debit card purchases, ATM withdrawals, and electronic transfers you say you did not authorize.
Discuss your disputeBANK DISPUTE LAW
Bank dispute denied?
Get a lawyer’s review.
Unauthorized charges, a rejected fraud claim, or temporary credit taken back? Tell us what happened. We review personal-account bank disputes, including Chime, Wells Fargo, Cash App, Chase, Bank of America, U.S. Bank, and other banks and payment apps.
Request a free case reviewSpeak with a consumer rights attorney.
A free review starts with your story.
No attorney’s fees unless we win.
AFTER YOU SUBMIT
What happens next?
We review your information.
We look at your description of the dispute and the bank’s response.
We follow up if needed.
We contact you if we need more details or supporting documents.
We discuss whether we can assist.
If representation is offered, we explain the next steps and engagement terms.
Consumer-focused representationDebit & credit card disputes
FIND YOUR BANK
Which bank denied your dispute?
Explore information about your bank, credit union, or payment app, with articles to help you understand your next steps.
HOW WE HELP
When your money is on the line.
Focused help for consumers dealing with disputed transactions and frustrating bank responses.
02
Denied bank disputes
Claims denied, provisional credits reversed, or explanations that don’t address the information you provided.
Discuss the bank’s response03
Credit card billing disputes
Unauthorized credit card charges and billing issues that remain unresolved after you contacted the issuer.
Discuss your billing issueA CLEAR NEXT STEP
You’ve explained it
to the bank.
Now let’s look closer.
You don’t need to know the name of a statute or have every document organized before reaching out.
- 01
Tell us what happened.
Start with the bank or company involved, the amount disputed, and the response you received.
- 02
Put the details together.
Statements, dispute letters, and a timeline help clarify what happened and what needs a closer look.
- 03
Understand your options.
Discuss whether representation may be appropriate and the next steps for your particular situation.
ABOUT BANK DISPUTE LAW
Focused on consumer banking disputes.
Bank Dispute Law focuses on consumer disputes involving unauthorized debit card transactions, credit card billing errors, and denied bank claims.
A useful review starts with the details: how the transaction happened, when you reported it, and what the bank considered before reaching its decision. Account statements, security alerts, and dispute correspondence help put those details in context.
Contact us to discuss your situation and whether legal representation may be appropriate. An initial inquiry does not establish an attorney-client relationship; representation and fee terms are addressed in a written agreement.
Learn about our approach →IN THEIR OWN WORDS
Client Reviews
When we found ourselves in a complex dispute involving a travel insurance denial and a bank chargeback, we didn't know where to turn. A mutual contact connected us with BDL, and it made all the difference.
BDL took the time to thoroughly review our situation, explained our options clearly, and provided honest, strategic guidance every step of the way. Their professionalism and attention to detail gave us the confidence to keep fighting when we felt like we had run out of options — and in the end, we won.
We cannot recommend them highly enough. If you are facing a dispute and don't know where to start, BDL is exactly who you want in your corner.
This review describes one client experience. Past results do not guarantee future outcomes. Every case is different.
BEFORE YOU REACH OUT
A few common questions.
Where do you accept clients?
We consider consumer bank-dispute matters from clients in a variety of states. Our attorney is licensed in Illinois. Representation outside Illinois is available where permitted by applicable law and is evaluated individually.
What should I have ready?
Your bank’s name, an approximate disputed amount, key dates, and a brief explanation are a helpful start. Keep any statements, denial letters, and related messages available for review.
Do you review Chime disputes?
Yes. We consider personal-account Chime disputes, including denied unauthorized-transaction claims and account takeovers. Read our Chime dispute lawyer page or submit a free case-review inquiry.
Can I reach out if I’m not sure what happened?
Yes. Tell us what you know and what remains unclear. The initial review helps identify what additional information may be needed.
Does a case review mean you represent me?
No. An initial inquiry or case review does not itself establish representation. If we agree to work together, the scope and fee terms will be addressed in a written engagement agreement.
How much does an initial case review cost?
The initial case review is free. No attorney’s fees unless we win. We advance reasonable and necessary case expenses. If there is a recovery, those expenses are reimbursed from the recovery after attorney’s fees are deducted. If there is no recovery, we do not seek repayment of the expenses we advanced, subject to the exceptions in your written engagement agreement. Any fees or sanctions assessed against you for false, frivolous, bad-faith, or harassing claims are separate. Your written engagement agreement explains the fee calculation and expense terms.
Legal review resources
Dispute denied? Explore your next steps.
Chime Dispute Lawyer
Chime fraud dispute denied? Review account takeover evidence, Chime’s role, Bancorp or Stride account terms, and AAA arbitration options.
Green Dot / GO2bank Dispute Lawyer
Green Dot or GO2bank dispute denied? Identify your product, preserve takeover and card-lock records, and review possible legal options.
Cash App Dispute Lawyer
Cash App hacked or dispute denied? Trace balance, linked-bank, and card transactions and review authorization, reports, and possible legal options.
Current Dispute Lawyer
Current dispute denied? Review Finco and partner-bank roles, fraud-alert replies, account takeover evidence, and the affected debit or credit product.
Bank Denied Your Fraud Claim? Your Legal Options
Bank denied a fraud claim or reversed provisional credit? Review authorization, reporting deadlines, investigation records, and potential legal remedies.
TAKE THE NEXT STEP
Ready to discuss your bank dispute?
Tell us what happened. Get a free review of your personal-account bank dispute and discuss whether we can assist.